Become A Mortgage Broker In District Of Columbia:
District Of Columbia Mortgage Licensing, Education and Mortgage Training Information

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  Below you will find information on the following topics for District Of Columbia: Mortgage Broker Licensing, Mortgage Broker Training, Mortgage Broker License Requirements, District Of Columbia Mortgage Laws and Regulations, Mortgage Broker Schools, etc. If you would like to find information about another state then please click here and select the state.

District Of Columbia Mortgage License and Education Information

  The Office of Banking and Financial Institutions regulates the Mortgage Broker and/or Lender Licenses in the District of Columbia. Under the District of Columbia Mortgage Lender and Broker Act of 1996 a mortgage lender and/or broker license is needed to engage in business.

To obtain a Mortgage Broker license, it is required that the following items are completed and submitted duly:

  • Application for a Mortgage Lender and/or Broker License including the following attachments:
    •  
    • Attachment A: Clean Hands Act Certification form
    • Attachment B: Bond form submitted for appropriate amount:
    • Attachment C: General Information form
    • Attachment D: Signature and Oath of Applicants
    • Attachment E: Affidavit
    • Attachment F: Background Check Authorization form must be filled out for the director, senior officer, partner and/or principal of the applicant company.
    • Attachment G: Personal Financial Report and Biographical Information for each individual required to fill out a Background Check Authorization form.
       
  • An application for mortgage broker license must have at least $10,000 on deposit or in an established line of credit. Letters of credit or lines of credit must be from either a bank or other depository institution only. A copy of the line of credit agreement, commitment letter, and promissory note should be submitted, if applicable.
  • Financial report as well as audited statements not older than 90 days for each individual owning, directly or indirectly, 10 percent or more of the entity.
  • If the applicant is a newly organized entity, then a beginning balance sheet, pro forma balance sheet and income statement for the first year of operation should be submitted.
  • Certificate of Good Standing from the District of Columbia must also be attached.
  • Check made payable to DC Treasurer in the appropriate amount. The amount will include licensing fee, investigation fee as well as a non-refundable application fee.

In order to expedite the processing of your application, make sure that the application is complete, the check amount is right and all the required documents are attached.

If you would like to renew your existing license, you may visit DISB Banking Services: Application for Mortgage Lender and/or Broker License - Renewal for additional information. An applicant applying for a renewal license must complete and submit the renewal application prior to the current license expiration date.

For more information, visit the Office of Banking and Financial Institutions of the District of Columbia.

       

Major Cities Include: Washington DC


This website has been prepared for informational purposes only. Please make sure you read the site disclaimer.

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